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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$20.40
$20.40
$20.40
$20.40
$20.40
$20.40
$20.40
$20.40
$20.40
$20.40
$20.40
$20.40
$20.40
$20.40
$20.40
$20.70
$21.00
$21.60
$22.20
$22.50
$23.70
$24.90
$25.50
$26.70
$27.90
$29.40
$31.20
$32.70
$33.60
$34.50
$36.90
$38.10
$39.60
$41.70
$43.80
$46.80
$48.30
$51.00
$54.00
$57.30
$60.90
$64.80
$69.30
$74.70
$81.60
$87.90
$95.40
$107.40
$118.20
$132.00
$144.30
$159.30
$175.80
$194.10
$215.10
$237.30
$261.00
$314.40
$343.50
$375.90
$410.70
$450.30
$494.10
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$41.40
$42.00
$43.20
$44.40
$45.00
$47.40
$49.80
$51.00
$53.40
$55.80
$58.80
$62.40
$65.40
$67.20
$69.00
$73.80
$76.20
$79.20
$83.40
$87.60
$93.60
$96.60
$102.00
$108.00
$114.60
$121.80
$129.60
$138.60
$149.40
$163.20
$175.80
$190.80
$214.80
$236.40
$264.00
$288.60
$318.60
$351.60
$388.20
$430.20
$474.60
$522.00
$628.80
$687.00
$751.80
$821.40
$900.60
$988.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$52.20
$53.40
$54.60
$57.00
$59.40
$60.60
$62.40
$65.40
$67.80
$69.00
$72.00
$75.60
$79.80
$82.80
$89.40
$93.00
$94.80
$99.60
$100.80
$108.00
$112.80
$118.20
$123.60
$130.80
$138.60
$145.80
$156.00
$162.60
$172.20
$183.60
$198.60
$216.00
$234.00
$253.20
$282.60
$312.60
$347.40
$381.00
$420.00
$460.20
$509.40
$561.60
$619.80
$685.20
$820.20
$898.20
$982.20
$1,074.60
$1,174.80
$1,285.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov